Archive for the ‘Real Estate’ Category

Tips for first time Home Buyer’s

Tuesday, July 15th, 2008

Some tips for perspective home buyers from Dean Graziosi.

1) Probably the most important tip Dean Graziosi can give perspective home buyers is before you start shopping for a home/investment, make sure you know what’s on your credit report. Most people don’t realize that your credit report can contain an array of errors. And it’s your responsibility to clean them up. You’re entitled to one FREE credit report per year. It’s worth the time to request your credit report and make sure it’s in perfect order.

2) After you’ve checked your credit report, it’s important to become pre-approved so you can shop with no worries. Your pre-approval will give you the amount the bank is willing to loan you and you can shop for a piece of property in your price range.

3) Once you start looking, make sure you’re patient. Finding the home that’s just right for you can take some time. You don’t need to buy a home for the amount you’re approved for especially with today’s real estate market becoming more of a buyer’s market. It’s important to be able to afford the house you buy.

4) Dean Graziosi suggests that you don’t use all of your savings to make that home buy. Seek out a strong mortgage professional who can find the right program for your budget and make sure you don’t use all the money you’ve saved. When you move into your new home, you’ll want some cash in case you need to do repairs or upgrades.

5) If you’re a first time home buyer or haven’t owned a place in several years, you can qualify for programs that are geared for first time home buyers. Once again, make sure your mortgage professional has provided you with all of your buying options including those first time home owner programs.

Remodeling Your Fixer-Upper

Monday, July 7th, 2008

You’ve just bought your first investment property and it needs a little tender loving care. Here are some suggestions from Dean Graziosi to help you dress up your property.

1.         Put on Paper. Whether you find an architect or do it yourself, put your ideas for your property on paper. Draw the changes you want and it will help you see how your place will look when the remodeling is finished.

2.         Don’t reinvent the wheel. Seek out others who have done remodeling so you can learn from their mistakes. Check online, watch some of the tv networks that are dedicated to remodeling and even peruse magazines and other publications.

3.         Check your wallet. Though good planning can certainly give you an idea of how much your remodeling will cost, it’s always good to have something extra for those unexpected over-budget emergencies.

4.         Don’t do it alone. You might be handy but it’s best to make sure you’ve hired the right set of players for your remodeling project. Even though your designer might have some people in mind, take the time, to find workers who you are comfortable with at a price you’re willing to pay.

5.         Get it in writing. No matter who you’ve hired to work for you, make sure the terms of what they’re responsibilities are, how much they’re to be paid and how long it will take to do the work are carefully spelled out in writing.

6.         Permits. It’s important before work begins, to arrange for all permits you might need. From your county to your home owners association, don’t start working until you have all the documents you need giving you permission to make the repairs you intend to make.

7.         Have a plan B. The best laid plans of mice and men means that you need to plan for unexpected problems. Whether it’s broken equipment, inclement weather or illness, try to schedule an alternative plan to keep your remodeling project on deadline.

Investment Tips

Monday, June 30th, 2008

Here are some general investment tips from Dean Graziosi….

A. Make sure you broaden your horizons with your investments. In other words, you don’t want only stocks or only real estate; rather you want a little bit of everything.

B. Research. Though you might have someone taking care of your investment portfolio, if you want to get the most out of your investments, it’s important to spend some time researching and analyzing as much information as you can.

C. Plan a strategy. Meet with your investment counselor and indicate what your high price or low price might be to initiate a sell order.

D. Think years down the road. While it’s always nice to invest in something that will pay immediate returns, it’s important to think ten, twenty even thirty years into the future.

E. Greed is bad. To paraphrase from the movie, Wall Street, it pays not to be greedy. You’re most likely not going to find an investment that will double its value in a short period of time, so sit back and let your investments grow.

F. Be Patient. Quick decisions often lead to problems. Since you’ve set up a plan with your investment counselor, don’t stray from it because of some ‘hot tip.’

G. Ask a Professional. Whether it’s stocks, bonds, T-Notes, Real Estate or another investment, find a investment professional you’re comfortable with and can afford.

Foreclosures Continue to Rise

Tuesday, June 24th, 2008

According to the Associate Press, foreclosure filings were up almost 50 percent for the month of May. Across the nation, 261,255 homes received at least one foreclosure related filing.

The article goes on to state that with weak housing sales, falling home values, tighter mortgage lending criteria and a slowing United State’s economy has forced homeowners to lost their homes through foreclosure.

All but 10 states showed an increase in foreclosure filings with Nevada, California, Arizona, Florida and Michigan with the highest foreclosure rates.

AP also reported that in some neighborhoods, lenders are dropping prices so much in an effort to get rid of their foreclosed properties.

It’s clear that homeowners have overextended themselves and though this might be bad news for some, it’s good news for those who are looking to find bargains in the real estate market.

Dean Graziosi has spent much of his adult life passing along his secrets to obtaining wealth through real estate to thousands of everyday people.

His books and lectures are filled with information to help you be a success at buying and selling property.

You don’t even have to reside in the state where you want to buy property.

The trend appears to be for continue slow housing starts and falling housing prices—the perfect recipe for investors looking for a bargain in real estate.

Real Estate Investment Niche Marketing

Tuesday, May 27th, 2008

Successful business people know that focusing your business in one direction usually works better than trying to do too much. This is also true of real estate investing. The real estate industry covers so many different property types, regions, and clients that it can be overwhelming without any sort of focus. Niche marketing directs your time and effort to one specific area so you can maximize your potential.

In real estate, your niche market can be a region or neighborhood in your town, a clientele group (such as vacation renters from Europe), or a property type (like renovating historical homes). When you target a specific area in real estate investment, you become an expert in that area. The more you know about your niche, the easier it will be for you to find the right properties and market them to buyers so you can make the most money from them.

Having a focus will help you find the right kinds of properties and not waste time on something that won’t work for you. Niche marketing also gives you a built-in target market. You know who is most likely to purchase or rent from you; if your niche is British vacationers, you won’t spend money advertising vacation homes in Japan.

So how do you choose a real estate niche? Think about your talents and skills. Are you a capable carpenter? Do you know how to wire a room for electricity? You can put these abilities to use by focusing on properties that need serious repairs. Not every investor has the ability to take on these large projects. Perhaps your interests lie in providing housing for public employees in your area. In that case, you might prefer to buy duplexes and triplexes and offer them for a controlled rent for this group of people.

When you work within your own strengths and interests, your investing will be more than just a job. It becomes an enjoyable part of your life. Develop a plan to develop your business, and simplify your life with niche marketing.

Dean Graziosi History

Thursday, April 10th, 2008

Best selling author and real estate investing expert, Dean Graziosi, started his investing career at the age of 16. He purchased a car, renovated it, and sold it for a profit. Shortly after this early success, Graziosi set his sights on residential real estate. Still a teenager, he purchased a run-down apartment building that he renovated and turned into a profitable venture. This purchase was a forerunner to Dean’s future and he went on to earn millions of dollars through real estate investing.

Not content to keep the secrets to his success hidden, Dean was driven to teach others the techniques that worked so well for him. He wrote and produced his first infomercial in 1998. His program, “Motor Millions”, shared with viewers how to buy and sell cars for profit and helped people across America make money with cars. This program was wildly successful, and Graziosi later created his real estate investing infomercial, “Think a Little Different”. This program is filled with practical investing advice based on his 20 years of real estate investing experience and is still seen nationwide.

Dean’s first book, “Totally Fulfilled”, was released in 2006 and reached the best-seller list. This book detailed his strategy for finding success and fulfillment in life. “Be a Real Estate Millionaire”, his second book, is already selling thousands of copies per week and is sure to be another best seller. In addition to his managing his investing programs, Dean creates successful infomercials for clients and serves as a consult to top professionals.

Dean Graziosi - The Truth About Real Estate Investing Expert

Thursday, January 31st, 2008

Dean Graziosi is a real estate investing expert who teaches people how to make money in real estate by showing them how to quickly and easily identify cycles in the real estate market. His personal goal in sharing his knowledge about real estate investments is to help individuals buy, sell, rent and flip real estate properties in a manner that is win-win for all parties involved. Even though Dean Graziosi is a multi-millionaire today, that’s not the way he started. He was a poor kid, raised by a single mother, who worked her tail off at two jobs to earn a scant $90 a week. Dean wore second-hand clothes and endured excessive teasing growing up. This was motivation to better his life.

His First Real Estate Investment

Dean Graziosi made his first real estate investment as a teenager. He bought and fixed up a run down apartment building in his home town, and he purchased it with no money down. This whole interesting story of this first venture into real estate investing is told in his book “Be A Real Estate Millionaire: Secret Strategies for Lifetime Wealth Today.” This is a book people who want to learn real estate investing invest in to learn the same strategies Dean has used himself, and taught for over 20 years to novice real estate investors all across the United States.

Unlike so many so called real estate investing experts, never would Dean Graziosi scam anyone! Dean truly desires to deliver value to people and is an active investor today. He is not content to simply offer information to make more money for himself; he is seriously committed to helping others make money in real estate investing
So they can experience the kind of financial freedom he has found through real estate investing.

Dean Graziosi Provides Real Estate Investing Education Resources

Besides his new book, “Be A Real Estate Millionaire” Dean also has a real estate investing course titled the: “Think A Little Different” real estate course. It teaches people how to make money from Real Estate in a variety of ways. Dean also offers real estate investing advice to investors through an advanced real estate investing training program. His name is often mispronounced as Dean Graziosi rather than the correct way, (Graziosi). Today Dean has accomplished most of his financial dreams. His daily appearances on TV since 1999 have helped make him known internationally as one of America’s foremost experts on helping folks achieve top levels of financial security.

The positive techniques Dean Graziosi uses are making money in real estate for people who use them. He maintains that anyone can achieve monetary independence with a little knowledge and taking action. No matter what cycle the real estate market is in, if you put into practice the steps Dean lay’s out for you in his system, (which truly boils down to two things; understanding the existing real estate cycle and applying the suitable investment approaches), you’ll make wealth. It’s that simple.

To see the $1 risk free trial of the course Dean Graziosi created that automatically drives foreclosure deals to your door please click here

Inspiration is Timeless

Wednesday, January 16th, 2008

The day before the final edition of my book went to the press I decided to create an additional section. Why? I was online and saw a quote from Dale Carnegie that was so inspiring and so confirming to the way I think that I had to investigate. I did some research on him that led me down an inspirational path. I gathered as many quotes as I could find from Mr. Carnegie that sum up what he was all about. While searching, I also ran across quotes from Benjamin Franklin that I wanted to share with you. The more I searched, the more I was touched by the empowering quotes, short stories and poems that I found. They touched me for one simple reason. You can see that no matter what era they come from, successful people have similar core attributes and beliefs that allow them to excel at higher levels than nearly everyone else.

These messages confirm what I know to be true. That is if you create and adopt these core attributes, any level of success that you want to achieve is possible. Do as they do, say what they say, act as they act and achieve what they have achieved.

So I took what I found, compiled them in no particular order and got them to the printer at the last minute so I could share them with you.

Remember that technology may change and the world may change, but people don’t change. The ones that soar at different levels, the ones we admire in the end, and the ones who make a difference and leave a legacy of greatness took action. They modeled what was already working and went for it. I urge you to do the same. Go for it!

Today I am going to share with you a list of Dale Carnegie Quotes that I found. I hope they inspire you as they do me. Then from this point I will list stories, poems and/or quotes that I hope affect you as they do me.

Dale Carnegie Quotes

“The successful man will profit from his mistakes and try again in a different way.”

“Don’t be afraid to give your best to what seemingly are small jobs. Every time you conquer one it makes you that much stronger. If you do the little jobs well, the big ones will tend to take care of themselves.”

“When fate hands us a lemon, let’s try to make lemonade.”

“If you want to gather honey, don’t kick over the beehive. If only the people who worry about their liabilities would think about the riches they do possess, they would stop worrying.”

“You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you.”

“If you can’t sleep, then get up and do something instead of lying there worrying. It’s the worry that gets you, not the lack of sleep.”

“The person who goes farthest is generally the one who is willing to do and dare. The sure-thing boat never gets far from shore.”

“First ask yourself:
What is the worst that can happen?
Then prepare to accept it.
Then proceed to improve on the worst.”

“Be more concerned with your character than with your reputation. Your character is what you really are while your reputation is merely what others think you are.”

“Would you sell both your eyes for a million dollars…or your two legs…or your hands…or your hearing? Add up what you do have, and you’ll find you won’t sell them for all the gold in the world. The best things in life are yours, if you can appreciate them.”

“You have it easily in your power to increase the sum total of this world’s happiness now. How? By giving a few words of sincere appreciation to someone who is lonely or discouraged. Perhaps you will forget tomorrow the kind words you say today, but the recipient may cherish them over a lifetime.”

“Inaction breeds doubt and fear. Action breeds confidence and courage. If you want to conquer fear, do not sit home and think about it. Go out and get busy.”

“Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no help at all.”

“Do the thing you fear to do and keep on doing it… that is the quickest and surest way ever yet discovered to conquer fear.”

“I deal with the obvious. I present, reiterate and glorify the obvious — because the obvious is what people need to be told.”

“If you want to win friends, make it a point to remember them. If you remember my name, you pay me a subtle compliment; you indicate that I have made an impression on you. Remember my name and you add to my feeling of importance.”

“All the king’s horses and all the king’s men can’t put the past together again. So let’s remember: Don’t try to saw sawdust.”

“Are you bored with life? Then throw yourself into some work you believe in with all your heart, live for it, die for it, and you will find happiness that you had thought could never be yours.”

“Pay less attention to what men say. Just watch what they do.”

“If we think happy thoughts, we will be happy. If we think miserable thoughts, we will be miserable.”

“Any fool can criticize, condemn, and complain but it takes character and self-control to be understanding and forgiving.”

“Remember happiness doesn’t depend upon who you are or what you have; it depends solely on what you think.”

“One of the most tragic things I know about human nature is that all of us tend to put off living. We are all dreaming of some magical rose garden over the horizon-instead of enjoying the roses blooming outside our windows today.”